Consolidating debt on

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Thanks for helping us achieve our mission of helping everyone learn how to do anything. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward –- and free. " Debt consolidation is a strategy to roll multiple old debts into a single new one.The appointment doesn’t cost you anything, it’s completely confidential and without obligation.Our goal is to provide you with expert advice about your debts so that you can resolve your situation successfully.We know that it can be hard to ask for help with your debts, so we do everything we can to answer your call quickly, provide you with the information you are looking for and book you a free credit counselling appointment if that’s what you need.Our appointments are either in-person, in one of our offices, or over the phone; whatever is easier for you.If you’re stressed and having trouble paying your debts, get help sooner than later.You’ll not only have more options and solutions available to you, it will ease your stress and you may even sleep better (we find this is true with more than 60% of the people that we help).

Ideally, that new debt has a lower interest rate than your existing debt, making payments more manageable or the payoff period shorter.

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A debt consolidation loan is when someone borrows money and then uses that money to pay off other debts.

You may want to apply for a consolidation loan if you’re struggling to make your minimum monthly payments on your credit cards, line of credit or overdraft.

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